:root{--navy:#071d35;--navy2:#0c2a4d;--ink:#0b1730;--gold:#e6bd2f;--gold2:#f3cf55;--muted:#637089;--line:#dce4ef;--soft:#f5f8fc;--white:#fff;--shadow:0 24px 70px rgba(7,29,53,.18)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1120px,92%);margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(7,29,53,.08)}.nav-wrap{height:72px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:10px;font-weight:900}.brand-mark{width:38px;height:38px;border-radius:12px;background:var(--gold);color:var(--ink);display:grid;place-items:center;font-weight:900}.brand-name span{color:var(--gold)}.nav-links{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:700}.nav-links a{opacity:.9}.nav-links a:hover{opacity:1;color:#123e6e}.nav-cta{background:var(--gold);padding:12px 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@media (max-width:620px){.hero h1{font-size:46px}.hero-cards,.cards-grid,.insights-grid,.stats-grid{grid-template-columns:1fr}.button-row{align-items:stretch}.btn{width:100%}.footer-grid{flex-direction:column}.section{padding:70px 0}}